{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-24-002089","form_type":"8-K","ticker":"CHMG","cik":"0000763563","company_name":"CHEMUNG FINANCIAL CORP","filed_at":"2024-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.921882+00:00","generated_at":"2026-06-03T20:04:50.535995+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Chemung Financial Q1 2024 net income $7.1M ($1.48/sh); loans exceed $2B","bullets":["Net income of $7.1M ($1.48/sh) vs. $3.8M ($0.80) in Q4 2023 and $7.3M ($1.54) in Q1 2023.","Total loans exceeded $2.0B for first time, growing $30.9M during Q1; NIM expanded 4 bps to 2.73%.","Non-performing loans fell to 0.39% of loans from 0.53% in Q4; allowance for credit losses declined to 1.02% from 1.14%.","Net interest income $18.1M, +1.1% sequentially but -8.8% YoY; provision for credit losses decreased $4.3M from Q4.","Dividends declared $0.31 per share; book value per share $41.35."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-24-002089","json":"https://secwatch.observer/filing/0001171843-24-002089.json","markdown":"https://secwatch.observer/filing/0001171843-24-002089.md","text":"https://secwatch.observer/filing/0001171843-24-002089.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763563/000117184324002089/0001171843-24-002089-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763563/000117184324002089/f8k_041824.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T20:04:50.535995+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1306637be70c40955086793d78b4661ceca40d8c","claim":"CHEMUNG FINANCIAL CORP reported the first quarter of 2024 results: net income $7.1 million, EPS $1.48 per share.","evidence_excerpt":"Chemung Financial Corporation Reports First Quarter 2024 Net Income of $7.1 million, or $1.48 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/763563/000117184324002089/0001171843-24-002089-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2024"},{"label":"Net income","value":"$7.1 million"},{"label":"EPS","value":"$1.48 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}