{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-24-002161","form_type":"8-K","ticker":"SYBT","cik":"0000835324","company_name":"Stock Yards Bancorp, Inc.","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.111650+00:00","generated_at":"2026-06-03T10:45:23.676672+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"SYBT Q1 EPS $0.88, net income $25.9M down 11% YoY; NIM 3.20%, loans +12%, WM&T AUM record $7.5B","bullets":["Diluted EPS $0.88 on net income $25.9M, compared to $0.99 and $29.0M in Q1 2023.","Net interest margin compressed 39 bps YoY to 3.20%; net interest income $60.1M, down 5%.","Total loans grew $607M (+12%) YoY to $5.85B; deposit mix shifted to interest-bearing accounts.","Wealth Management & Trust income record $10.8M (+13% YoY); AUM reached $7.50B.","Quarterly dividend $0.30/share paid April 1; NIM compression expected to stabilize in Q2 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-24-002161","json":"https://secwatch.observer/filing/0001171843-24-002161.json","markdown":"https://secwatch.observer/filing/0001171843-24-002161.md","text":"https://secwatch.observer/filing/0001171843-24-002161.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/835324/000117184324002161/0001171843-24-002161-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/835324/000117184324002161/f8k_042324.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T10:45:23.676672+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d278125880620ee036f373fee6d2ed427cd21ba9","claim":"Stock Yards Bancorp, Inc. reported the first quarter ended March 31, 2024 results: net income $25.9 million, or $0.88 per diluted share.","evidence_excerpt":"announcing earnings for the three months ended March 31, 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/835324/000117184324002161/0001171843-24-002161-index.htm","confidence":0.78,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Net income","value":"$25.9 million, or $0.88 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}