---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-24-002181"
form_type: "8-K"
ticker: "FMBH"
cik: "0000700565"
company_name: "FIRST MID BANCSHARES, INC."
filed_at: "2024-04-24T23:59:59+00:00"
generated_at: "2026-06-03T10:15:54.980196+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Mid Q1 net income $20.5M ($0.86 EPS); insurance drives record noninterest income

## Summary
- Net income $20.5M, diluted EPS $0.86; adjusted net income $22.3M, adjusted EPS $0.93.
- Net interest income fell 3.5% QoQ to $2.0M decline; NIM tax-equivalent 3.25%.
- Record noninterest income of $24.5M led by insurance revenue up $3.8M QoQ.
- Nonperforming loans to total loans 0.36%; ACL to loans 1.24%; net charge-offs $0.4M.
- Dividend $0.23 payable May 31, 2024 to holders of record May 15; tangible book value $22.49.

## SEC filing metadata
- accession: 0001171843-24-002181
- form_type: 8-K
- ticker: FMBH
- cik: 0000700565
- company_name: FIRST MID BANCSHARES, INC.
- filed_at: 2024-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700565/000117184324002181/0001171843-24-002181-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700565/000117184324002181/f8k_042424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-24-002181
- JSON: https://secwatch.observer/filing/0001171843-24-002181.json
- Plain text: https://secwatch.observer/filing/0001171843-24-002181.txt

## Key facts
- Earnings Releases
  FIRST MID BANCSHARES, INC. reported financial results for the quarter ended March 31, 2024.
  - Period: the quarter ended March 31, 2024
  - Result: reported results
  source text: On April 24, 2024, the Company issued a press release to report its results of operations and financial condition as of and for the quarter ended March 31, 2024.
  evidence_url: https://www.sec.gov/Archives/edgar/data/700565/000117184324002181/0001171843-24-002181-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.