{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-24-002675","form_type":"8-K","ticker":"MSBI","cik":"0001466026","company_name":"Midland States Bancorp, Inc.","filed_at":"2024-05-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.512237+00:00","generated_at":"2026-06-02T09:42:30.063327+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Midland States Bancorp Q1 2024 EPS $0.53, adjusted ROATCE 9.34%, outlines strategy","bullets":["Net income available to common shareholders $11.7M, diluted EPS $0.53; YTD adjusted ROAA 0.72%, adjusted ROATCE 9.34%.","Total assets $7.8B, loans $6.0B, deposits $6.3B; net interest margin 3.18%, deposits up $14.5M in Q1.","Nonperforming loans rose to 1.76% of total loans; allowance for credit losses increased to 1.31% of loans.","GreenSky consumer loan runoff continues; portfolio projected to decline to $417M by year-end 2024.","23 consecutive years of dividend increases; tangible book value per share $23.44, ex-AOCI $27.23."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-24-002675","json":"https://secwatch.observer/filing/0001171843-24-002675.json","markdown":"https://secwatch.observer/filing/0001171843-24-002675.md","text":"https://secwatch.observer/filing/0001171843-24-002675.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1466026/000117184324002675/0001171843-24-002675-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1466026/000117184324002675/f8k_050824.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T09:42:30.063327+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}