---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-24-003488"
form_type: "8-K"
ticker: "CRMT"
cik: "0000799850"
company_name: "AMERICAS CARMART INC"
filed_at: "2024-06-18T23:59:59+00:00"
generated_at: "2026-06-01T04:00:16.421117+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# America's Car-Mart Q4 revenue down 5.8%; EPS $0.06 vs $0.32; FY loss per share $4.92

## Summary
- Revenue $364.7M, down 5.8% YoY; diluted EPS $0.06 vs $0.32.
- Full year diluted loss per share $4.92 vs prior year EPS of $3.11.
- Gross margin improved to 35.5% (up 200 bps); total collections rose 5.0% to $187.2M.
- Net charge-offs as % of avg finance receivables increased to 7.3% from 6.3%.
- Acquired Texas Auto Center (two dealerships in TX) closed June 3, 2024.

## SEC filing metadata
- accession: 0001171843-24-003488
- form_type: 8-K
- ticker: CRMT
- cik: 0000799850
- company_name: AMERICAS CARMART INC
- filed_at: 2024-06-18T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/799850/000117184324003488/0001171843-24-003488-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/799850/000117184324003488/f8k_061824.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-24-003488
- JSON: https://secwatch.observer/filing/0001171843-24-003488.json
- Plain text: https://secwatch.observer/filing/0001171843-24-003488.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.