secwatch.observer — SEC 8-K summary ====================================== Issuer: AMERICAS CARMART INC (CRMT) CIK: 0000799850 Form: 8-K Filed at: 2024-06-18T23:59:59+00:00 Accession: 0001171843-24-003488 Event type: earnings Sentiment: negative Materiality: 0.80 Item codes: 2.02, 9.01 LLM model: deepseek-v4-flash:cloud@v2 America's Car-Mart Q4 revenue down 5.8%; EPS $0.06 vs $0.32; FY loss per share $4.92 -------------------------------------------------------------------------------- - Revenue $364.7M, down 5.8% YoY; diluted EPS $0.06 vs $0.32. - Full year diluted loss per share $4.92 vs prior year EPS of $3.11. - Gross margin improved to 35.5% (up 200 bps); total collections rose 5.0% to $187.2M. - Net charge-offs as % of avg finance receivables increased to 7.3% from 6.3%. - Acquired Texas Auto Center (two dealerships in TX) closed June 3, 2024. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/799850/000117184324003488/0001171843-24-003488-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/799850/000117184324003488/f8k_061824.htm HTML page: https://secwatch.observer/filing/0001171843-24-003488 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer