---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-24-004082"
form_type: "8-K"
ticker: "HAFC"
cik: "0001109242"
company_name: "HANMI FINANCIAL CORP"
filed_at: "2024-07-23T23:59:59+00:00"
generated_at: "2026-05-31T17:47:57.708854+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Hanmi Financial Q2 net income $14.5M ($0.48 EPS) vs Q1 $15.2M; NIM down 9 bps

## Summary
- Net income $14.5M ($0.48 diluted EPS) vs Q1 $15.2M ($0.50 EPS); ROAA 0.77%, ROAE 7.50%.
- Net interest income $48.6M, down 4% QoQ; NIM (TE) 2.69%, down 9 bps; loan yield -1 bp, deposit cost +11 bps.
- Loan production $273.9M at 8.31% avg rate; loans flat at $6.18B; deposits $6.33B, down 0.7%.
- Noninterest expense $35.3M, down 3.2% QoQ; noninterest income $8.1M, up 4.2%.
- Criticized loans down 17.6% to $70.9M; NPAs 0.26% of assets; net charge-offs $1.8M (0.12% annualized).

## SEC filing metadata
- accession: 0001171843-24-004082
- form_type: 8-K
- ticker: HAFC
- cik: 0001109242
- company_name: HANMI FINANCIAL CORP
- filed_at: 2024-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1109242/000117184324004082/0001171843-24-004082-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1109242/000117184324004082/f8k_072324.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-24-004082
- JSON: https://secwatch.observer/filing/0001171843-24-004082.json
- Plain text: https://secwatch.observer/filing/0001171843-24-004082.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.