{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-24-004219","form_type":"8-K","ticker":"MSBI","cik":"0001466026","company_name":"Midland States Bancorp, Inc.","filed_at":"2024-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.132408+00:00","generated_at":"2026-05-31T15:41:27.079906+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Midland States Bancorp Q2 2024: Net income $4.5M, EPS $0.20; community bank loans +$91M","bullets":["YTD adj. ROAA 0.53%, adj. ROTCE 6.51%; TCE/TA 6.59%.","Net income available to common shareholders $4.5M ($0.20 diluted EPS).","Community bank loans +$91M in Q2; total loans -$106.5M to $5.85B due to non-core runoff.","ACL 1.58% of loans; LendingPoint reserves $14.6M; CET1 ratio 8.63%.","23 consecutive years of dividend increases; dividend yield 5.47%."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-24-004219","json":"https://secwatch.observer/filing/0001171843-24-004219.json","markdown":"https://secwatch.observer/filing/0001171843-24-004219.md","text":"https://secwatch.observer/filing/0001171843-24-004219.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1466026/000117184324004219/0001171843-24-004219-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1466026/000117184324004219/f8k_072924.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T15:41:27.079906+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}