---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-24-004219"
form_type: "8-K"
ticker: "MSBI"
cik: "0001466026"
company_name: "Midland States Bancorp, Inc."
filed_at: "2024-07-29T23:59:59+00:00"
generated_at: "2026-05-31T15:41:27.079906+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Midland States Bancorp Q2 2024: Net income $4.5M, EPS $0.20; community bank loans +$91M

## Summary
- YTD adj. ROAA 0.53%, adj. ROTCE 6.51%; TCE/TA 6.59%.
- Net income available to common shareholders $4.5M ($0.20 diluted EPS).
- Community bank loans +$91M in Q2; total loans -$106.5M to $5.85B due to non-core runoff.
- ACL 1.58% of loans; LendingPoint reserves $14.6M; CET1 ratio 8.63%.
- 23 consecutive years of dividend increases; dividend yield 5.47%.

## SEC filing metadata
- accession: 0001171843-24-004219
- form_type: 8-K
- ticker: MSBI
- cik: 0001466026
- company_name: Midland States Bancorp, Inc.
- filed_at: 2024-07-29T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1466026/000117184324004219/0001171843-24-004219-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1466026/000117184324004219/f8k_072924.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-24-004219
- JSON: https://secwatch.observer/filing/0001171843-24-004219.json
- Plain text: https://secwatch.observer/filing/0001171843-24-004219.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.