---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-24-005593"
form_type: "8-K"
ticker: "CRMT"
cik: "0000799850"
company_name: "AMERICAS CARMART INC"
filed_at: "2024-10-11T23:59:59+00:00"
generated_at: "2026-05-30T16:03:26.132885+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# America's Car-Mart closes $300M securitization; weighted avg coupon 7.44%

## Summary
- Issued $228.2M Class A Notes (6.06%) and $71.8M Class B Notes (9.21%).
- Advance rate of 59.15% on $507.2M of receivables backing the notes.
- Net proceeds ~$297.9M used to repay debt and fund reserve accounts.
- Weighted average coupon improved by 198 bps vs Jan 2024 securitization.
- Notes mature Feb 2029 (Class A) and Aug 2031 (Class B); rated A(sf)/BBB(sf) by S&P.

## SEC filing metadata
- accession: 0001171843-24-005593
- form_type: 8-K
- ticker: CRMT
- cik: 0000799850
- company_name: AMERICAS CARMART INC
- filed_at: 2024-10-11T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/799850/000117184324005593/0001171843-24-005593-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/799850/000117184324005593/f8k_101024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-24-005593
- JSON: https://secwatch.observer/filing/0001171843-24-005593.json
- Plain text: https://secwatch.observer/filing/0001171843-24-005593.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.