---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-24-005683"
form_type: "8-K"
ticker: "GSBC"
cik: "0000854560"
company_name: "GREAT SOUTHERN BANCORP, INC."
filed_at: "2024-10-17T23:59:59+00:00"
generated_at: "2026-05-30T13:30:57.287376+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Great Southern Bancorp Q3 EPS $1.41, up from $1.33 YoY; NIM 3.42%

## Summary
- Net income $16.5M ($1.41 EPS) vs $15.9M ($1.33 EPS) in Q3 2023.
- Net interest income $48.0M, up $1.2M (2.6%) YoY; net interest margin 3.42%.
- Non-performing assets cut $12.7M to $7.7M (0.13% of total assets) at Sept 30, 2024.
- Provision for credit losses $1.2M; net charge-offs $1.5M in quarter.
- Tangible common equity ratio 10.0%; book value $52.40 per share.

## SEC filing metadata
- accession: 0001171843-24-005683
- form_type: 8-K
- ticker: GSBC
- cik: 0000854560
- company_name: GREAT SOUTHERN BANCORP, INC.
- filed_at: 2024-10-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/854560/000117184324005683/0001171843-24-005683-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/854560/000117184324005683/f8k_101724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-24-005683
- JSON: https://secwatch.observer/filing/0001171843-24-005683.json
- Plain text: https://secwatch.observer/filing/0001171843-24-005683.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.