{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-24-005746","form_type":"8-K","ticker":"CHMG","cik":"0000763563","company_name":"CHEMUNG FINANCIAL CORP","filed_at":"2024-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.983402+00:00","generated_at":"2026-05-30T12:03:31.947952+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Chemung Financial Q3 net income $5.7M, EPS $1.19; QoQ up 14%, YoY down 25%","bullets":["Net interest income $18.4M, NIM (FTE) 2.72% vs 2.66% Q2 2024; loan yield up 11 bps QoQ.","Non-performing loans $10.5M, 0.52% of total loans; allowance for credit losses 203% of NPLs.","Opened full-service branch in Williamsville, NY on Oct 11 under Canal Bank division.","Tangible equity to tangible assets improved to 7.22% from 6.45% at Dec 31, 2023.","Book value per share $46.22, up from $41.07 at year-end 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-24-005746","json":"https://secwatch.observer/filing/0001171843-24-005746.json","markdown":"https://secwatch.observer/filing/0001171843-24-005746.md","text":"https://secwatch.observer/filing/0001171843-24-005746.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763563/000117184324005746/0001171843-24-005746-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763563/000117184324005746/f8k_102224.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:03:31.947952+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}