---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-24-005797"
form_type: "8-K"
ticker: "DGICA"
cik: "0000800457"
company_name: "DONEGAL GROUP INC"
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:46:53.672618+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Donegal Group Q3 net income $16.8M vs loss $0.8M; combined ratio 96.4%

## Summary
- Net income $16.8M ($0.51 diluted Class A EPS) vs net loss $0.8M (-$0.02) in Q3 2023.
- Net premiums earned up 6% to $238.0M; combined ratio 96.4% vs 104.5%.
- Book value per share $15.22, up from $14.26 at year-end 2023.
- Non-GAAP operating income $15.3M vs $0.2M in prior-year quarter.
- After-tax net investment gains $1.5M vs after-tax losses of $1.0M.

## SEC filing metadata
- accession: 0001171843-24-005797
- form_type: 8-K
- ticker: DGICA
- cik: 0000800457
- company_name: DONEGAL GROUP INC
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/800457/000117184324005797/0001171843-24-005797-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/800457/000117184324005797/f8k_102324.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-24-005797
- JSON: https://secwatch.observer/filing/0001171843-24-005797.json
- Plain text: https://secwatch.observer/filing/0001171843-24-005797.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.