{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-24-005834","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2024-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.576183+00:00","generated_at":"2026-05-30T09:56:54.321126+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Capital Q3 net income falls to $2.9M ($0.87 EPS) from $3.1M year ago","bullets":["Net income $2.9M ($0.87 diluted EPS) vs $3.1M ($0.94) in Q3 2023.","Net interest margin improved to 3.12% from 3.02% YoY; provision for credit losses rose to $463K.","Nonperforming assets surged to $4.5M from $1.8M at Dec 31, 2023, driven by two commercial loan relationships.","Total assets $1.19B; deposits flat at $1.03B; borrowings under BTFP increased to $33.6M."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-24-005834","json":"https://secwatch.observer/filing/0001171843-24-005834.json","markdown":"https://secwatch.observer/filing/0001171843-24-005834.md","text":"https://secwatch.observer/filing/0001171843-24-005834.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000117184324005834/0001171843-24-005834-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000117184324005834/f8k_102524.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:56:54.321126+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}