---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-000348"
form_type: "8-K"
ticker: "GSBC"
cik: "0000854560"
company_name: "GREAT SOUTHERN BANCORP, INC."
filed_at: "2025-01-21T23:59:59+00:00"
generated_at: "2026-05-27T22:44:23.272326+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "medium"
source: SEC EDGAR
---

# Great Southern Bancorp updates loan portfolio; non-perf at $3.6M on $4.77B book

## Summary
- Gross loans $4.77B as of Dec 31, 2024; multifamily and commercial RE each ~32% of total.
- Non-performing loans total $3.6M, with 74% in single-family real estate.
- Office and retail+restaurant CRE loans total $191.9M and $420.6M, respectively.
- Construction & land development $445.7M; 47% multifamily apartment projects.
- Loans diversified across 16 regions; Southern Region largest at $400.5M (8% of total).

## SEC filing metadata
- accession: 0001171843-25-000348
- form_type: 8-K
- ticker: GSBC
- cik: 0000854560
- company_name: GREAT SOUTHERN BANCORP, INC.
- filed_at: 2025-01-21T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: medium
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/854560/000117184325000348/0001171843-25-000348-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/854560/000117184325000348/f8k_012125.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-000348
- JSON: https://secwatch.observer/filing/0001171843-25-000348.json
- Plain text: https://secwatch.observer/filing/0001171843-25-000348.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.