{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-000359","form_type":"8-K","ticker":"SYBT","cik":"0000835324","company_name":"Stock Yards Bancorp, Inc.","filed_at":"2025-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.477898+00:00","generated_at":"2026-05-27T21:38:16.037163+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Stock Yards Bancorp reports record Q4 earnings of $31.7M, EPS $1.07, loan growth 13% YoY","bullets":["Q4 net income $31.7M ($1.07 diluted EPS) vs $23.9M ($0.82) a year ago; full-year net income $114.5M ($3.89 EPS).","Net interest income rose 13% YoY to $70.0M; net interest margin expanded 19 bps to 3.44%.","Total loans increased a record $749M (13%) over 12 months; deposits grew $496M (7%).","Quarterly cash dividend maintained at $0.31 per share, paid Dec. 31, 2024.","Provision for credit losses was $2.7M, down from $6.0M a year ago; non-performing loans were 0.34% of total loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-000359","json":"https://secwatch.observer/filing/0001171843-25-000359.json","markdown":"https://secwatch.observer/filing/0001171843-25-000359.md","text":"https://secwatch.observer/filing/0001171843-25-000359.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/835324/000117184325000359/0001171843-25-000359-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/835324/000117184325000359/f8k_012125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T21:38:16.037163+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}