secwatch.observer — SEC 8-K summary
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Issuer:     Stock Yards Bancorp, Inc. (SYBT)
CIK:        0000835324
Form:       8-K
Filed at:   2025-01-22T23:59:59+00:00
Accession:  0001171843-25-000359
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Stock Yards Bancorp reports record Q4 earnings of $31.7M, EPS $1.07, loan growth 13% YoY
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- Q4 net income $31.7M ($1.07 diluted EPS) vs $23.9M ($0.82) a year ago; full-year net income $114.5M ($3.89 EPS).
- Net interest income rose 13% YoY to $70.0M; net interest margin expanded 19 bps to 3.44%.
- Total loans increased a record $749M (13%) over 12 months; deposits grew $496M (7%).
- Quarterly cash dividend maintained at $0.31 per share, paid Dec. 31, 2024.
- Provision for credit losses was $2.7M, down from $6.0M a year ago; non-performing loans were 0.34% of total loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/835324/000117184325000359/0001171843-25-000359-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/835324/000117184325000359/f8k_012125.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-000359

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