secwatch.observer — SEC 8-K summary
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Issuer:     GREAT SOUTHERN BANCORP, INC. (GSBC)
CIK:        0000854560
Form:       8-K
Filed at:   2025-01-22T23:59:59+00:00
Accession:  0001171843-25-000370
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Great Southern Bancorp Q4 EPS $1.27 vs $1.11 YoY; NIM expands to 3.49%
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- Net income $14.9M ($1.27 diluted EPS) vs $13.1M ($1.11) in Q4 2023, driven by higher net interest income.
- Net interest income $49.5M, up 9.7% YoY; net interest margin 3.49% vs 3.30% a year ago.
- Non-performing assets $9.6M (0.16% of assets), down from $11.8M (0.20%) at Dec 2023.
- Recorded $2.0M litigation/contract dispute expense in Q4, reducing EPS by $0.13.
- Full year 2024 EPS $5.26 vs $5.61 in 2023; net income $61.8M vs $67.8M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/854560/000117184325000370/0001171843-25-000370-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/854560/000117184325000370/f8k_012225.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-000370

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