---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-000385"
form_type: "8-K"
ticker: "FMBH"
cik: "0000700565"
company_name: "FIRST MID BANCSHARES, INC."
filed_at: "2025-01-23T23:59:59+00:00"
generated_at: "2026-05-27T17:10:21.679399+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# First Mid Q4 2024 adjusted EPS $0.87; NIM expands 6 bps; dividend $0.24

## Summary
- Net income $19.2M ($0.80 diluted EPS); adjusted net income $20.9M ($0.87 diluted EPS).
- Loan growth $57.9M to $5.67B; net interest margin up 6 bps to 3.41%.
- Wealth management and insurance combined revenues up 11% vs prior quarter; Ag Services record farmland sales.
- Non-performing loans increased $11.6M to $29.8M tied to single organic farming borrower; provision $3.6M; net charge-offs $2.2M.
- Board declares $0.24 quarterly dividend payable Feb 28, 2025 to shareholders of record Feb 13, 2025.

## SEC filing metadata
- accession: 0001171843-25-000385
- form_type: 8-K
- ticker: FMBH
- cik: 0000700565
- company_name: FIRST MID BANCSHARES, INC.
- filed_at: 2025-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700565/000117184325000385/0001171843-25-000385-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700565/000117184325000385/f8k_012225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-000385
- JSON: https://secwatch.observer/filing/0001171843-25-000385.json
- Plain text: https://secwatch.observer/filing/0001171843-25-000385.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.