secwatch.observer — SEC 8-K summary
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Issuer:     FIRST MID BANCSHARES, INC. (FMBH)
CIK:        0000700565
Form:       8-K
Filed at:   2025-01-23T23:59:59+00:00
Accession:  0001171843-25-000385
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Mid Q4 2024 adjusted EPS $0.87; NIM expands 6 bps; dividend $0.24
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- Net income $19.2M ($0.80 diluted EPS); adjusted net income $20.9M ($0.87 diluted EPS).
- Loan growth $57.9M to $5.67B; net interest margin up 6 bps to 3.41%.
- Wealth management and insurance combined revenues up 11% vs prior quarter; Ag Services record farmland sales.
- Non-performing loans increased $11.6M to $29.8M tied to single organic farming borrower; provision $3.6M; net charge-offs $2.2M.
- Board declares $0.24 quarterly dividend payable Feb 28, 2025 to shareholders of record Feb 13, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/700565/000117184325000385/0001171843-25-000385-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/700565/000117184325000385/f8k_012225.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-000385

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer