{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-000947","form_type":"8-K","ticker":"DGICA","cik":"0000800457","company_name":"DONEGAL GROUP INC","filed_at":"2025-02-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.381723+00:00","generated_at":"2026-05-26T09:56:20.894766+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Donegal Group Q4 net income $24.0M vs loss $2.0M; FY 2024 net income $50.9M vs $4.4M","bullets":["Net premiums earned Q4 $236.6M (+4.6% YoY); FY $936.7M (+6.2% YoY).","Combined ratio improved to 92.9% (Q4) and 98.6% (FY) from 106.8% and 104.4%.","Diluted EPS Class A Q4 $0.70 vs ($0.06); FY $1.53 vs $0.14.","Net investment income Q4 $12.1M (+12.5% YoY); FY $44.9M (+10.0%).","Book value per share $15.36 at Dec 31, 2024 vs $14.39 a year ago (+6.7%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-000947","json":"https://secwatch.observer/filing/0001171843-25-000947.json","markdown":"https://secwatch.observer/filing/0001171843-25-000947.md","text":"https://secwatch.observer/filing/0001171843-25-000947.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/800457/000117184325000947/0001171843-25-000947-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/800457/000117184325000947/f8k_021925.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T09:56:20.894766+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}