---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-000947"
form_type: "8-K"
ticker: "DGICA"
cik: "0000800457"
company_name: "DONEGAL GROUP INC"
filed_at: "2025-02-20T23:59:59+00:00"
generated_at: "2026-05-26T09:56:20.894766+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Donegal Group Q4 net income $24.0M vs loss $2.0M; FY 2024 net income $50.9M vs $4.4M

## Summary
- Net premiums earned Q4 $236.6M (+4.6% YoY); FY $936.7M (+6.2% YoY).
- Combined ratio improved to 92.9% (Q4) and 98.6% (FY) from 106.8% and 104.4%.
- Diluted EPS Class A Q4 $0.70 vs ($0.06); FY $1.53 vs $0.14.
- Net investment income Q4 $12.1M (+12.5% YoY); FY $44.9M (+10.0%).
- Book value per share $15.36 at Dec 31, 2024 vs $14.39 a year ago (+6.7%).

## SEC filing metadata
- accession: 0001171843-25-000947
- form_type: 8-K
- ticker: DGICA
- cik: 0000800457
- company_name: DONEGAL GROUP INC
- filed_at: 2025-02-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/800457/000117184325000947/0001171843-25-000947-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/800457/000117184325000947/f8k_021925.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-000947
- JSON: https://secwatch.observer/filing/0001171843-25-000947.json
- Plain text: https://secwatch.observer/filing/0001171843-25-000947.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.