8-K/A
filed March 13, 2025, 7:59 PM ET
ticker CRMT
CIK 0000799850
earnings
confidence high
sentiment positive
materiality 0.80
Car-Mart Q3 EPS $0.37 vs loss $1.34; revenue up 8.7% to $325.7M
AMERICAS CARMART INC
2025-Q3 EPS
reported $0.94
vs consensus $0.91
▲ beat
(+3.2%)
- Revenue $325.7M (+8.7% YoY); retail units sold 13,198 (+13.2%).
- Diluted EPS $0.37 vs loss per share $1.34 in prior year Q3.
- Gross margin 35.7% (+150 bps); net charge-offs improved to 6.1% from 6.8%.
- Allowance for credit losses at 24.31%, down from 24.72% sequentially.
- Completed $200M securitization (6.49% coupon) and amended ABL to $350M (maturity Mar 2027).
Machine-readable event card
- schema_version
- secwatch.filing_event.v1
- accession
- 0001171843-25-001443
- form_type
- 8-K/A
- ticker
- CRMT
- cik
- 0000799850
- company_name
- AMERICAS CARMART INC
- filed_at
- 2025-03-13T23:59:59+00:00
- discovered_at
- 2026-05-14T18:03:06.379934+00:00
- generated_at
- 2026-05-24T21:48:05.535076+00:00
- sec_items
- ["2.02", "9.01"]
- event_type
- earnings
- sentiment
- positive
- materiality_score
- 0.8
- calibrated_materiality_score
- 0.8
- confidence
- high
- secwatch_canonical_url
- https://secwatch.observer/filing/0001171843-25-001443
- json_url
- https://secwatch.observer/filing/0001171843-25-001443.json
- markdown_url
- https://secwatch.observer/filing/0001171843-25-001443.md
- text_url
- https://secwatch.observer/filing/0001171843-25-001443.txt
- edgar_index_url
- https://www.sec.gov/Archives/edgar/data/799850/000117184325001443/0001171843-25-001443-index.htm
- edgar_primary_document_url
- https://www.sec.gov/Archives/edgar/data/799850/000117184325001443/f8ka_031225.htm
- generated_by_model
- deepseek-v4-flash:cloud@v2
- review_status
- machine_generated
- human_reviewed
- false
- corrected
- false
- correction_note
- null
- correction_timestamp
- null
- superseded_by
- null
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