{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-002405","form_type":"8-K","ticker":"SYBT","cik":"0000835324","company_name":"Stock Yards Bancorp, Inc.","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.434163+00:00","generated_at":"2026-05-23T08:42:38.994648+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Stock Yards Bancorp reports record Q1 earnings of $33.3M, EPS $1.13, loan growth 14% YoY","bullets":["Net income of $33.3M ($1.13 diluted EPS) vs $25.9M ($0.88) in Q1 2024, a record quarter.","Total loans grew $797M (+14%) YoY to $6.65B; deposits increased $685M (+10%) to $7.29B.","Net interest margin expanded 26 bps YoY to 3.46%; efficiency ratio improved to 54.50% from 58.68%.","Non-interest income $23.0M, down 1% YoY; WM&T income up 3% linked quarter to $10.6M.","Quarterly dividend unchanged at $0.31 per share, paid April 1, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-002405","json":"https://secwatch.observer/filing/0001171843-25-002405.json","markdown":"https://secwatch.observer/filing/0001171843-25-002405.md","text":"https://secwatch.observer/filing/0001171843-25-002405.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/835324/000117184325002405/0001171843-25-002405-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/835324/000117184325002405/f8k_042225.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T08:42:38.994648+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}