secwatch.observer — SEC 8-K summary
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Issuer:     Stock Yards Bancorp, Inc. (SYBT)
CIK:        0000835324
Form:       8-K
Filed at:   2025-04-23T23:59:59+00:00
Accession:  0001171843-25-002405
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Stock Yards Bancorp reports record Q1 earnings of $33.3M, EPS $1.13, loan growth 14% YoY
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- Net income of $33.3M ($1.13 diluted EPS) vs $25.9M ($0.88) in Q1 2024, a record quarter.
- Total loans grew $797M (+14%) YoY to $6.65B; deposits increased $685M (+10%) to $7.29B.
- Net interest margin expanded 26 bps YoY to 3.46%; efficiency ratio improved to 54.50% from 58.68%.
- Non-interest income $23.0M, down 1% YoY; WM&T income up 3% linked quarter to $10.6M.
- Quarterly dividend unchanged at $0.31 per share, paid April 1, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/835324/000117184325002405/0001171843-25-002405-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/835324/000117184325002405/f8k_042225.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-002405

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer