{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-002518","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2025-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.414098+00:00","generated_at":"2026-05-23T05:38:42.688278+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"First Capital Q1 net income $3.2M ($0.97/sh), up 6.7% YoY; NIM expands to 3.34%","bullets":["Net income rose to $3.2M ($0.97 diluted EPS) from $3.0M ($0.88) YoY, up 6.7%.","Net interest margin (tax-equivalent) reached 3.34%, up from 3.14%, driven by higher asset yield.","Total assets $1.21B, deposits increased $17.5M to $1.08B; nonperforming assets fell to $4.1M.","Provision for credit losses rose to $338K from $280K; net charge-offs $84K.","Noninterest expenses up $424K, primarily compensation and snow removal costs."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-002518","json":"https://secwatch.observer/filing/0001171843-25-002518.json","markdown":"https://secwatch.observer/filing/0001171843-25-002518.md","text":"https://secwatch.observer/filing/0001171843-25-002518.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000117184325002518/0001171843-25-002518-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000117184325002518/f8k_042525.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T05:38:42.688278+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}