{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-002652","form_type":"8-K","ticker":"FMBH","cik":"0000700565","company_name":"FIRST MID BANCSHARES, INC.","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.050743+00:00","generated_at":"2026-05-23T02:58:24.561837+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Mid Bancshares reports record Q1 net income $22.2M ($0.93 EPS); NIM expands to 3.60%","bullets":["Record net income of $22.2M ($0.93 diluted EPS); adjusted net income of $23.1M ($0.96 adjusted EPS).","Net interest margin (tax-equivalent) expanded 19 bps QoQ to 3.60%, driving fourth consecutive quarter of NII growth.","Loans grew $26.4M to $5.70B; deposits increased $73.3M to $6.13B; FHLB borrowings and sub debt reduced $55.5M.","Quarterly dividend of $0.24 declared, payable May 30, 2025 to holders of record May 15, 2025.","Nonperforming loans declined $3.2M to $26.6M; ACL ratio 1.23%; allowance coverage of NPLs at 263.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-002652","json":"https://secwatch.observer/filing/0001171843-25-002652.json","markdown":"https://secwatch.observer/filing/0001171843-25-002652.md","text":"https://secwatch.observer/filing/0001171843-25-002652.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700565/000117184325002652/0001171843-25-002652-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700565/000117184325002652/f8k_042925.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T02:58:24.561837+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}