---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-002652"
form_type: "8-K"
ticker: "FMBH"
cik: "0000700565"
company_name: "FIRST MID BANCSHARES, INC."
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T02:58:24.561837+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Mid Bancshares reports record Q1 net income $22.2M ($0.93 EPS); NIM expands to 3.60%

## Summary
- Record net income of $22.2M ($0.93 diluted EPS); adjusted net income of $23.1M ($0.96 adjusted EPS).
- Net interest margin (tax-equivalent) expanded 19 bps QoQ to 3.60%, driving fourth consecutive quarter of NII growth.
- Loans grew $26.4M to $5.70B; deposits increased $73.3M to $6.13B; FHLB borrowings and sub debt reduced $55.5M.
- Quarterly dividend of $0.24 declared, payable May 30, 2025 to holders of record May 15, 2025.
- Nonperforming loans declined $3.2M to $26.6M; ACL ratio 1.23%; allowance coverage of NPLs at 263.4%.

## SEC filing metadata
- accession: 0001171843-25-002652
- form_type: 8-K
- ticker: FMBH
- cik: 0000700565
- company_name: FIRST MID BANCSHARES, INC.
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700565/000117184325002652/0001171843-25-002652-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700565/000117184325002652/f8k_042925.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-002652
- JSON: https://secwatch.observer/filing/0001171843-25-002652.json
- Plain text: https://secwatch.observer/filing/0001171843-25-002652.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.