earnings
confidence high
sentiment positive
materiality 0.75
America's Car-Mart Q4 EPS $1.26 vs $0.06; FY25 EPS $2.33 vs loss $4.92
AMERICAS CARMART INC
2025-FY EPS
reported $2.33
vs consensus -$0.50
▲ beat
(+566.7%)
- Q4 revenue $370.2M (+1.5%); sales volumes up 2.6% to 15,649 units.
- Gross margin 36.4% (+90bps); net charge-offs improved to 6.9% vs 7.3%.
- FY25 diluted EPS $2.33 vs loss $4.92; revenue $1.4B flat.
- Completed $216M securitization at 6.27% coupon on May 29, 2025.
- Active customers up 2.4% to 104,682; SG&A rose 8.6% to $48.3M.