secwatch.observer — SEC 8-K summary
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Issuer:     GREAT SOUTHERN BANCORP, INC. (GSBC)
CIK:        0000854560
Form:       8-K
Filed at:   2025-07-17T23:59:59+00:00
Accession:  0001171843-25-004521
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Great Southern Q2 EPS $1.72 beats $1.45 YoY; net interest income +8.9%
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- Net income $19.8M ($1.72 diluted EPS) vs $17.0M ($1.45) a year ago.
- Net interest income rose 8.9% to $51.0M; net interest margin expanded to 3.68% from 3.43%.
- Non-performing assets fell to $8.1M (0.14% of assets) from $9.6M at Dec. 31, 2024.
- Redeemed all $75M subordinated notes; repurchased 176k shares in Q2 at avg $55.11.
- Efficiency ratio improved to 59.16% from 64.27% on lower legal/professional fees.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/854560/000117184325004521/0001171843-25-004521-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/854560/000117184325004521/f8k_071625.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-004521

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer