secwatch.observer — SEC 8-K summary
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Issuer:     WESTAMERICA BANCORPORATION (WABC)
CIK:        0000311094
Form:       8-K
Filed at:   2025-07-17T23:59:59+00:00
Accession:  0001171843-25-004529
Event type: earnings
Sentiment:  negative
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Westamerica Bancorp Q2 2025 net income $29.1M, EPS $1.12 vs Q1 $31.0M/$1.16
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- Net interest income (FTE) $54.6M, down from $56.4M Q1; yield on earning assets 4.07% vs 4.14%.
- No provision for credit losses in Q2 (Q1 had $550K reversal); allowance for credit losses $13.8M.
- Nonperforming assets $5.0M; noninterest expense $25.5M vs $25.1M Q1.
- Paid $0.46 per share dividend; repurchased 773K shares in Q2.
- Capital ratios remain above highest regulatory guidelines.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/311094/000117184325004529/0001171843-25-004529-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/311094/000117184325004529/f8k_071725.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-004529

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer