{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-004580","form_type":"8-K","ticker":"SFBS","cik":"0001430723","company_name":"ServisFirst Bancshares, Inc.","filed_at":"2025-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.977111+00:00","generated_at":"2026-05-18T04:59:26.368499+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ServisFirst Q2 2025 diluted EPS $1.12; adj. EPS $1.21 (+27% YoY); NIM improves to 3.10%","bullets":["Diluted EPS $1.12; adjusted diluted EPS $1.21, up 27% from Q2 2024.","Net interest margin improved to 3.10% from 2.92% QoQ; adjusted NIM 3.06%.","Loans grew $346M (11% annualized) during the quarter.","Book value per share $31.52, up 14% YoY; CET1 ratio 11.38% from 10.93%.","Strong liquidity: $1.7B cash & equivalents, no FHLB advances or brokered deposits."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-004580","json":"https://secwatch.observer/filing/0001171843-25-004580.json","markdown":"https://secwatch.observer/filing/0001171843-25-004580.md","text":"https://secwatch.observer/filing/0001171843-25-004580.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1430723/000117184325004580/0001171843-25-004580-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1430723/000117184325004580/f8k_072125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:59:26.368499+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}