---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-004580"
form_type: "8-K"
ticker: "SFBS"
cik: "0001430723"
company_name: "ServisFirst Bancshares, Inc."
filed_at: "2025-07-21T23:59:59+00:00"
generated_at: "2026-05-18T04:59:26.368499+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# ServisFirst Q2 2025 diluted EPS $1.12; adj. EPS $1.21 (+27% YoY); NIM improves to 3.10%

## Summary
- Diluted EPS $1.12; adjusted diluted EPS $1.21, up 27% from Q2 2024.
- Net interest margin improved to 3.10% from 2.92% QoQ; adjusted NIM 3.06%.
- Loans grew $346M (11% annualized) during the quarter.
- Book value per share $31.52, up 14% YoY; CET1 ratio 11.38% from 10.93%.
- Strong liquidity: $1.7B cash & equivalents, no FHLB advances or brokered deposits.

## SEC filing metadata
- accession: 0001171843-25-004580
- form_type: 8-K
- ticker: SFBS
- cik: 0001430723
- company_name: ServisFirst Bancshares, Inc.
- filed_at: 2025-07-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1430723/000117184325004580/0001171843-25-004580-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1430723/000117184325004580/f8k_072125.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-004580
- JSON: https://secwatch.observer/filing/0001171843-25-004580.json
- Plain text: https://secwatch.observer/filing/0001171843-25-004580.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.