---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-004610"
form_type: "8-K"
ticker: "HAFC"
cik: "0001109242"
company_name: "HANMI FINANCIAL CORP"
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:07:43.537851+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Hanmi Q2 net income $15.1M ($0.50 EPS) down from Q1; NIM expands to 3.07%

## Summary
- Net income $15.1M, diluted EPS $0.50, vs $17.7M ($0.58) prior quarter; credit loss expense $7.6M.
- Preprovision net revenue grew 3.7% QoQ; net interest margin up 5 bps to 3.07%.
- Asset quality improved: criticized loans down 71.8% to 0.74% of total loans; nonaccruals fell 26.8%.
- Loans $6.31B (+0.4% QoQ), deposits $6.73B (+1.7%); noninterest-bearing deposits 31.3% of total.
- Tangible book value $24.91 per share; CET1 ratio 12.12%, TCE/TA 9.58%.

## SEC filing metadata
- accession: 0001171843-25-004610
- form_type: 8-K
- ticker: HAFC
- cik: 0001109242
- company_name: HANMI FINANCIAL CORP
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1109242/000117184325004610/0001171843-25-004610-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1109242/000117184325004610/f8k_072225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-004610
- JSON: https://secwatch.observer/filing/0001171843-25-004610.json
- Plain text: https://secwatch.observer/filing/0001171843-25-004610.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.