{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-004628","form_type":"8-K","ticker":"SYBT","cik":"0000835324","company_name":"Stock Yards Bancorp, Inc.","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.475279+00:00","generated_at":"2026-05-18T03:55:17.477335+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Stock Yards Bancorp Q2 2025 record net income $34M, $1.15 EPS, loan growth 13% YoY","bullets":["Net income $34.0M ($1.15 diluted EPS), up from $27.6M ($0.94) YoY; net interest margin expanded 27 bps to 3.53%.","Total loans grew $779M (13%) YoY to $6.85B; deposits up $938M (14%) to $7.51B; broad-based growth across all markets.","Non-interest income up $693K to $24.3M; treasury management fees record $3.0M, brokerage up 23%.","Board declared $0.31/share cash dividend (paid July 1) and authorized new repurchase plan for up to 1M shares.","Credit quality remains strong; non-performing loans 0.26% of total loans; allowance 1.32% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-004628","json":"https://secwatch.observer/filing/0001171843-25-004628.json","markdown":"https://secwatch.observer/filing/0001171843-25-004628.md","text":"https://secwatch.observer/filing/0001171843-25-004628.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/835324/000117184325004628/0001171843-25-004628-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/835324/000117184325004628/f8k_072225.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:55:17.477335+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}