---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-004628"
form_type: "8-K"
ticker: "SYBT"
cik: "0000835324"
company_name: "Stock Yards Bancorp, Inc."
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:55:17.477335+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Stock Yards Bancorp Q2 2025 record net income $34M, $1.15 EPS, loan growth 13% YoY

## Summary
- Net income $34.0M ($1.15 diluted EPS), up from $27.6M ($0.94) YoY; net interest margin expanded 27 bps to 3.53%.
- Total loans grew $779M (13%) YoY to $6.85B; deposits up $938M (14%) to $7.51B; broad-based growth across all markets.
- Non-interest income up $693K to $24.3M; treasury management fees record $3.0M, brokerage up 23%.
- Board declared $0.31/share cash dividend (paid July 1) and authorized new repurchase plan for up to 1M shares.
- Credit quality remains strong; non-performing loans 0.26% of total loans; allowance 1.32% of loans.

## SEC filing metadata
- accession: 0001171843-25-004628
- form_type: 8-K
- ticker: SYBT
- cik: 0000835324
- company_name: Stock Yards Bancorp, Inc.
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/835324/000117184325004628/0001171843-25-004628-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/835324/000117184325004628/f8k_072225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-004628
- JSON: https://secwatch.observer/filing/0001171843-25-004628.json
- Plain text: https://secwatch.observer/filing/0001171843-25-004628.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.