secwatch.observer — SEC 8-K summary
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Issuer:     Stock Yards Bancorp, Inc. (SYBT)
CIK:        0000835324
Form:       8-K
Filed at:   2025-07-23T23:59:59+00:00
Accession:  0001171843-25-004628
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Stock Yards Bancorp Q2 2025 record net income $34M, $1.15 EPS, loan growth 13% YoY
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- Net income $34.0M ($1.15 diluted EPS), up from $27.6M ($0.94) YoY; net interest margin expanded 27 bps to 3.53%.
- Total loans grew $779M (13%) YoY to $6.85B; deposits up $938M (14%) to $7.51B; broad-based growth across all markets.
- Non-interest income up $693K to $24.3M; treasury management fees record $3.0M, brokerage up 23%.
- Board declared $0.31/share cash dividend (paid July 1) and authorized new repurchase plan for up to 1M shares.
- Credit quality remains strong; non-performing loans 0.26% of total loans; allowance 1.32% of loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/835324/000117184325004628/0001171843-25-004628-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/835324/000117184325004628/f8k_072225.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-004628

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