{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-004662","form_type":"8-K","ticker":"FMBH","cik":"0000700565","company_name":"FIRST MID BANCSHARES, INC.","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.175142+00:00","generated_at":"2026-05-18T02:48:34.567097+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Mid Bancshares posts record Q2 net income of $23.4M; NIM expands to 3.72%; dividend raised to $0.25","bullets":["Record Q2 net income of $23.4M ($0.98 diluted EPS); adjusted EPS $0.99.","Net interest margin (tax-equivalent) 3.72%, up 12 bps QoQ; net interest income rose 7.5% QoQ to $63.9M.","Total loans $5.77B (+1.2% QoQ); total deposits $6.19B (+0.98% QoQ).","Quarterly dividend increased to $0.25/share (payable Aug 29, record Aug 15); tangible book value per share +4.3%.","Nonperforming loans declined to $21.9M; ACL ratio 1.23%; provision $2.6M, net charge-offs $1.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-004662","json":"https://secwatch.observer/filing/0001171843-25-004662.json","markdown":"https://secwatch.observer/filing/0001171843-25-004662.md","text":"https://secwatch.observer/filing/0001171843-25-004662.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700565/000117184325004662/0001171843-25-004662-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700565/000117184325004662/f8k_072325.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:48:34.567097+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}