---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-004662"
form_type: "8-K"
ticker: "FMBH"
cik: "0000700565"
company_name: "FIRST MID BANCSHARES, INC."
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:48:34.567097+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Mid Bancshares posts record Q2 net income of $23.4M; NIM expands to 3.72%; dividend raised to $0.25

## Summary
- Record Q2 net income of $23.4M ($0.98 diluted EPS); adjusted EPS $0.99.
- Net interest margin (tax-equivalent) 3.72%, up 12 bps QoQ; net interest income rose 7.5% QoQ to $63.9M.
- Total loans $5.77B (+1.2% QoQ); total deposits $6.19B (+0.98% QoQ).
- Quarterly dividend increased to $0.25/share (payable Aug 29, record Aug 15); tangible book value per share +4.3%.
- Nonperforming loans declined to $21.9M; ACL ratio 1.23%; provision $2.6M, net charge-offs $1.5M.

## SEC filing metadata
- accession: 0001171843-25-004662
- form_type: 8-K
- ticker: FMBH
- cik: 0000700565
- company_name: FIRST MID BANCSHARES, INC.
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700565/000117184325004662/0001171843-25-004662-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700565/000117184325004662/f8k_072325.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-004662
- JSON: https://secwatch.observer/filing/0001171843-25-004662.json
- Plain text: https://secwatch.observer/filing/0001171843-25-004662.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.