secwatch.observer — SEC 8-K summary
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Issuer:     FIRST MID BANCSHARES, INC. (FMBH)
CIK:        0000700565
Form:       8-K
Filed at:   2025-07-24T23:59:59+00:00
Accession:  0001171843-25-004662
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Mid Bancshares posts record Q2 net income of $23.4M; NIM expands to 3.72%; dividend raised to $0.25
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- Record Q2 net income of $23.4M ($0.98 diluted EPS); adjusted EPS $0.99.
- Net interest margin (tax-equivalent) 3.72%, up 12 bps QoQ; net interest income rose 7.5% QoQ to $63.9M.
- Total loans $5.77B (+1.2% QoQ); total deposits $6.19B (+0.98% QoQ).
- Quarterly dividend increased to $0.25/share (payable Aug 29, record Aug 15); tangible book value per share +4.3%.
- Nonperforming loans declined to $21.9M; ACL ratio 1.23%; provision $2.6M, net charge-offs $1.5M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/700565/000117184325004662/0001171843-25-004662-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/700565/000117184325004662/f8k_072325.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-004662

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer