---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-004766"
form_type: "8-K"
ticker: "EBMT"
cik: "0001478454"
company_name: "Eagle Bancorp Montana, Inc."
filed_at: "2025-07-29T23:59:59+00:00"
generated_at: "2026-05-17T23:38:23.937050+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Eagle Bancorp Q2 EPS $0.41 (flat QoQ, +86% YoY); NIM 3.91%; dividend raised to $0.145

## Summary
- Net income $3.2M, $0.41 diluted EPS vs $0.22 YoY; NIM 3.91% (up 17bps QoQ, 50bps YoY).
- Dividend increased to $0.145/share payable Sept 5, record Aug 15; prior $0.1425.
- Total loans $1.57B (+3.4% YoY), deposits $1.74B (+7.4% YoY); net interest income $18.1M (+16.1% YoY).
- Provision for credit losses $1.0M vs $42k prior Q; ACL 1.13% of loans; NPLs $5.1M stable.
- Repurchased 25k shares at avg $16.34; tangible book value $17.86/share (+10% YoY).

## SEC filing metadata
- accession: 0001171843-25-004766
- form_type: 8-K
- ticker: EBMT
- cik: 0001478454
- company_name: Eagle Bancorp Montana, Inc.
- filed_at: 2025-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1478454/000117184325004766/0001171843-25-004766-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1478454/000117184325004766/f8k_072925.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-004766
- JSON: https://secwatch.observer/filing/0001171843-25-004766.json
- Plain text: https://secwatch.observer/filing/0001171843-25-004766.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.