---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-005670"
form_type: "8-K"
ticker: "CHMG"
cik: "0000763563"
company_name: "CHEMUNG FINANCIAL CORP"
filed_at: "2025-09-02T23:59:59+00:00"
generated_at: "2026-05-17T09:05:43.378047+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "medium"
source: SEC EDGAR
---

# Chemung Financial highlights stable deposits, balance sheet restructuring in investor presentation

## Summary
- Management (CEO Tomson, CFO McKim) to present at investor meetings in September 2025.
- Key takeaways: stable deposit base from legacy markets and ample liquidity.
- Strategic balance sheet restructuring aims to enhance earnings and improve funding profile.
- Wealth management business provides dependable non-interest income from affluent clients.
- Solid credit quality and contiguous expansion into higher-growth Albany and Buffalo markets.

## SEC filing metadata
- accession: 0001171843-25-005670
- form_type: 8-K
- ticker: CHMG
- cik: 0000763563
- company_name: CHEMUNG FINANCIAL CORP
- filed_at: 2025-09-02T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: medium
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/763563/000117184325005670/0001171843-25-005670-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/763563/000117184325005670/f8k_090225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-005670
- JSON: https://secwatch.observer/filing/0001171843-25-005670.json
- Plain text: https://secwatch.observer/filing/0001171843-25-005670.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.