earnings
confidence high
sentiment negative
materiality 0.75
America's Car-Mart Q1 loss $0.69/share; revenue down 1.9%, sales volumes drop 5.7%
AMERICAS CARMART INC
2026-Q1 EPS reported
-$0.69
revenue$341,312,000
- Net loss per share of $0.69 vs. loss of $0.15 in prior-year quarter; revenue $341.3M, down 1.9%.
- Retail units sold fell 5.7% to 13,568; average selling price rose 1.4% to $19,564.
- Gross margin improved 160 bps to 36.6%; allowance for credit losses improved to 23.35% from 25.00%.
- Net charge-offs as % of avg. finance receivables increased to 6.6% from 6.4%; 30+ day delinquencies up to 3.8%.
- Completed $172M ABS securitization on Aug 28 with 5.46% coupon, 81 bps improvement over May 2025 issuance.
item 2.02item 9.01