{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-006476","form_type":"8-K","ticker":"GSBC","cik":"0000854560","company_name":"GREAT SOUTHERN BANCORP, INC.","filed_at":"2025-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.366550+00:00","generated_at":"2026-05-17T03:38:51.141633+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Great Southern Q3 EPS $1.56 vs $1.41 YoY; net interest margin expands to 3.72%","bullets":["Net income $17.8M ($1.56 diluted EPS) vs $16.5M ($1.41) in Q3 2024; annualized ROAA 1.23%.","Net interest income rose 5.8% to $50.8M; net interest margin 3.72% vs 3.42% YoY.","Non-performing assets fell to $7.8M (0.14% of assets) from $9.6M at Dec 2024; no loan provision expense.","Net loans decreased $222.7M (4.7%) to $4.47B from Dec 2024, driven by multi-family and construction paydowns.","Repurchased 165k shares at avg $60.33; regular dividend $0.43/sh declared; terminated swap income ($2M/qtr) ceased Oct 6."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-006476","json":"https://secwatch.observer/filing/0001171843-25-006476.json","markdown":"https://secwatch.observer/filing/0001171843-25-006476.md","text":"https://secwatch.observer/filing/0001171843-25-006476.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/854560/000117184325006476/0001171843-25-006476-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/854560/000117184325006476/f8k_101525.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:38:51.141633+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}