secwatch.observer — SEC 8-K summary
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Issuer:     GREAT SOUTHERN BANCORP, INC. (GSBC)
CIK:        0000854560
Form:       8-K
Filed at:   2025-10-16T23:59:59+00:00
Accession:  0001171843-25-006476
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Great Southern Q3 EPS $1.56 vs $1.41 YoY; net interest margin expands to 3.72%
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- Net income $17.8M ($1.56 diluted EPS) vs $16.5M ($1.41) in Q3 2024; annualized ROAA 1.23%.
- Net interest income rose 5.8% to $50.8M; net interest margin 3.72% vs 3.42% YoY.
- Non-performing assets fell to $7.8M (0.14% of assets) from $9.6M at Dec 2024; no loan provision expense.
- Net loans decreased $222.7M (4.7%) to $4.47B from Dec 2024, driven by multi-family and construction paydowns.
- Repurchased 165k shares at avg $60.33; regular dividend $0.43/sh declared; terminated swap income ($2M/qtr) ceased Oct 6.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/854560/000117184325006476/0001171843-25-006476-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/854560/000117184325006476/f8k_101525.htm
  HTML page:      https://secwatch.observer/filing/0001171843-25-006476

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