{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-006529","form_type":"8-K","ticker":"SFBS","cik":"0001430723","company_name":"ServisFirst Bancshares, Inc.","filed_at":"2025-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.394581+00:00","generated_at":"2026-05-17T03:12:11.000186+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ServisFirst Q3 2025 adjusted EPS $1.30 (+18.2% YoY); NIM expands 25 bps to 3.09%","bullets":["GAAP diluted EPS $1.20; adjusted diluted EPS $1.30, up 18.2% from Q3 2024.","Net interest margin 3.09%, up 25 bps YoY; cost of interest-bearing deposits flat QoQ at 3.41%.","Loans grew $973.7M (7.9% YoY); deposits grew $960.4M (7.3% YoY).","Book value per share $32.62, up 13.3% YoY; adjusted ROE improved to 16.21% from 15.55% a year ago.","Sold $83.4M low-yielding bonds at a loss and reinvested in higher-yielding securities."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-006529","json":"https://secwatch.observer/filing/0001171843-25-006529.json","markdown":"https://secwatch.observer/filing/0001171843-25-006529.md","text":"https://secwatch.observer/filing/0001171843-25-006529.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1430723/000117184325006529/0001171843-25-006529-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1430723/000117184325006529/f8k_102025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:12:11.000186+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}