---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-006529"
form_type: "8-K"
ticker: "SFBS"
cik: "0001430723"
company_name: "ServisFirst Bancshares, Inc."
filed_at: "2025-10-20T23:59:59+00:00"
generated_at: "2026-05-17T03:12:11.000186+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# ServisFirst Q3 2025 adjusted EPS $1.30 (+18.2% YoY); NIM expands 25 bps to 3.09%

## Summary
- GAAP diluted EPS $1.20; adjusted diluted EPS $1.30, up 18.2% from Q3 2024.
- Net interest margin 3.09%, up 25 bps YoY; cost of interest-bearing deposits flat QoQ at 3.41%.
- Loans grew $973.7M (7.9% YoY); deposits grew $960.4M (7.3% YoY).
- Book value per share $32.62, up 13.3% YoY; adjusted ROE improved to 16.21% from 15.55% a year ago.
- Sold $83.4M low-yielding bonds at a loss and reinvested in higher-yielding securities.

## SEC filing metadata
- accession: 0001171843-25-006529
- form_type: 8-K
- ticker: SFBS
- cik: 0001430723
- company_name: ServisFirst Bancshares, Inc.
- filed_at: 2025-10-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1430723/000117184325006529/0001171843-25-006529-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1430723/000117184325006529/f8k_102025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-006529
- JSON: https://secwatch.observer/filing/0001171843-25-006529.json
- Plain text: https://secwatch.observer/filing/0001171843-25-006529.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.