{"schema_version":"secwatch.filing_event.v1","accession":"0001171843-25-006565","form_type":"8-K","ticker":"CHMG","cik":"0000763563","company_name":"CHEMUNG FINANCIAL CORP","filed_at":"2025-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.100949+00:00","generated_at":"2026-05-17T03:08:54.035002+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Chemung Financial Q3 net income $7.8M ($1.62/sh); dividend raised to $0.34","bullets":["Net income of $7.8M ($1.62 EPS) vs Q2 net loss of $6.5M (-$1.35) and Q3 2024 net income $5.7M ($1.19).","Net interest margin improved 40 bps to 3.45%; net interest income rose 9.1% to $22.7M.","Annualized YTD loan growth 8.4%; commercial loan growth 13.6% annualized.","Quarterly dividend increased $0.02 to $0.34 per share, a 6.3% sequential increase.","Non-performing loans fell to $7.8M (0.35% of loans) from $9.0M at Dec 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001171843-25-006565","json":"https://secwatch.observer/filing/0001171843-25-006565.json","markdown":"https://secwatch.observer/filing/0001171843-25-006565.md","text":"https://secwatch.observer/filing/0001171843-25-006565.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763563/000117184325006565/0001171843-25-006565-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763563/000117184325006565/f8k_102125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:08:54.035002+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}