---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-006566"
form_type: "8-K"
ticker: "HAFC"
cik: "0001109242"
company_name: "HANMI FINANCIAL CORP"
filed_at: "2025-10-21T23:59:59+00:00"
generated_at: "2026-05-17T02:57:31.398931+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hanmi Q3 net income jumps 46% to $22.1M; EPS $0.73 vs $0.50; NIM expands to 3.22%

## Summary
- Q3 net income $22.1M ($0.73 diluted EPS) vs $15.1M ($0.50) in Q2; ROAA 1.12%, ROAE 10.69%.
- Net interest margin widened 15 bps to 3.22%; preprovision net revenue up 16.4% QoQ.
- Loan production of $571M (up 73% QoQ) drove loans to $6.53B; deposits rose 0.6% to $6.77B.
- Credit loss expense fell $5.5M to $2.1M; nonperforming assets down 17.7% to $21.4M (0.27% of loans).
- Repurchased 199,698 shares at avg $23.45; tangible common equity ratio 9.80%.

## SEC filing metadata
- accession: 0001171843-25-006566
- form_type: 8-K
- ticker: HAFC
- cik: 0001109242
- company_name: HANMI FINANCIAL CORP
- filed_at: 2025-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1109242/000117184325006566/0001171843-25-006566-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1109242/000117184325006566/f8k_102125.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-006566
- JSON: https://secwatch.observer/filing/0001171843-25-006566.json
- Plain text: https://secwatch.observer/filing/0001171843-25-006566.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.