---
schema_version: "secwatch.filing_event.v1"
accession: "0001171843-25-006575"
form_type: "8-K"
ticker: "MCRI"
cik: "0000907242"
company_name: "MONARCH CASINO & RESORT INC"
filed_at: "2025-10-22T23:59:59+00:00"
generated_at: "2026-05-17T02:55:08.341690+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Monarch Casino reports record Q3: revenue $142.8M, net income $31.6M, diluted EPS $1.69

## Summary
- Q3 net revenue $142.8M (+3.6% YoY); net income $31.6M (+14.4% YoY); diluted EPS $1.69 (+15.0% YoY).
- Adjusted EBITDA record $54.8M (+8.3% YoY); margin improved ~170 bps to 38.4%.
- Casino revenue +5.0% YoY; F&B +2.9%; hotel +3.9%; expense margins improved across all segments.
- Declares $0.30 per share quarterly dividend payable Dec 15, 2025 to holders of record Dec 1.
- Cash $107.6M, no credit facility borrowings; repurchased 111,169 shares for $11.3M in Q3.

## SEC filing metadata
- accession: 0001171843-25-006575
- form_type: 8-K
- ticker: MCRI
- cik: 0000907242
- company_name: MONARCH CASINO & RESORT INC
- filed_at: 2025-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/907242/000117184325006575/0001171843-25-006575-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/907242/000117184325006575/f8k_102125.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001171843-25-006575
- JSON: https://secwatch.observer/filing/0001171843-25-006575.json
- Plain text: https://secwatch.observer/filing/0001171843-25-006575.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.